The Paris School of Business MBA with IIM Lucknow Certification is designed for working professionals who want to pursue management education while continuing their careers. The programme combines an executive education phase associated with IIM Lucknow and an MBA degree programme from Paris School of Business.
Before enrolling, it is important to understand the programme fee, available EMI options, optional Paris immersion charges, and payment conditions. Choosing a suitable payment plan can help you manage your education budget without putting unnecessary pressure on your monthly finances.
This guide explains the advertised PSB + IIM Lucknow MBA payment options for 2026 and the key details students should check before making a payment.
PSB + IIM Lucknow MBA Fees 2026: Overview
The current India-facing programme listing displays the following fee structure.
| Programme component | Advertised amount |
|---|---|
| Online MBA programme without immersion | ₹6,80,000 |
| Optional seven-day Paris immersion | ₹1,85,000 before applicable taxes |
| Estimated total with immersion before applicable taxes | ₹8,65,000 |
| Advertised no-cost EMI | Available on eligible credit card transactions |
| Minimum transaction for advertised 0% EMI | ₹50,000 |
The online programme fee and immersion fee are presented separately. The immersion is optional according to the advertised programme information, so students who choose the online-only route do not need to include it in their initial budget.
Important: The programme listing also displays a different tax-inclusive immersion amount in its detailed information. Therefore, request a written quotation confirming the final immersion charge, applicable taxes, and complete payable amount before making your decision.
1. PSB + IIM Lucknow MBA EMI Options
The programme listing advertises no-cost EMI options through eligible credit cards from major Indian banks. This can allow students to spread an eligible transaction across monthly instalments instead of paying the full amount immediately.
However, the exact EMI available to you depends on the bank, card, eligible transaction amount, repayment tenure, and terms displayed at checkout.
Advertised EMI Features
| Payment detail | Information |
|---|---|
| Payment method | Eligible credit cards |
| EMI type | Advertised 0% or no-cost EMI |
| Minimum eligible transaction | ₹50,000 |
| Banks | Major Indian banks are listed as eligible |
| Standard Chartered | A 12-month EMI option is advertised |
| Down payment | The listing states no down payment for advertised 0% EMI transactions |
| Processing fee | The listing states no processing fee for advertised 0% EMI transactions |
These terms apply to the advertised payment facility and should not be assumed to cover every bank, card, transaction, or payment method.
Before choosing EMI, check the repayment schedule provided by the payment provider. Also confirm whether any bank-specific charges, taxes, or conditions apply to your transaction.
2. How Much Will You Pay Every Month?
The monthly instalment depends on the amount financed and the repayment tenure. Since the advertised programme page does not establish one guaranteed monthly EMI for every student, use the following examples only for budgeting.
Illustrative EMI Calculation for the Online MBA
The table below assumes that the entire ₹6,80,000 programme fee is financed, with equal monthly instalments and no interest or additional charges. It is a mathematical illustration, not a confirmed EMI offer.
| Assumed repayment period | Approximate monthly payment |
|---|---|
| 6 months | ₹1,13,333 |
| 12 months | ₹56,667 |
| 18 months | ₹37,778 |
| 24 months | ₹28,333 |
Actual monthly payments may differ because the bank’s eligible tenure, transaction terms, and payment schedule determine the final instalments.
A no-cost EMI offer also does not automatically mean that every transaction will have zero overall costs under every circumstance. Review the checkout terms and your card statement before proceeding.
What If You Choose Paris Immersion?
The online programme is advertised at ₹6,80,000, while the separately listed immersion fee is ₹1,85,000 before applicable taxes.
Using these figures, the combined amount would be ₹8,65,000 before applicable taxes.
For illustration, dividing ₹8,65,000 equally over 12 months would result in approximately ₹72,083 per month. This is not a confirmed EMI quote and does not establish that the immersion charge is eligible for the same EMI offer.
Ask whether both components can be financed together or whether the immersion must be paid separately.
3. Online MBA Payment Plan Without Paris Immersion
The online-only option may be suitable for professionals who want to complete the programme without travelling to France.
The advertised programme fee is ₹6,80,000. Depending on your payment eligibility, you can explore the available payment methods offered during enrolment.
Before selecting a plan, confirm the following:
- Whether the full programme fee can be paid through EMI.
- Which repayment tenures are currently available.
- Whether the payment is processed as one transaction or in stages.
- Whether a deposit or initial payment is required.
- Whether the fee includes all programme components and applicable taxes.
- What happens to future instalments if you withdraw from the programme.
Do not select a repayment period solely because the monthly instalment looks affordable. Consider the total repayment amount and whether the schedule fits your existing financial commitments.
4. Payment Plan With Optional Paris Immersion
Students interested in an international academic experience can consider the optional seven-day Paris immersion.
The advertised immersion package includes accommodation and meals, academic sessions, a Paris city tour, a degree conferral event, and an alumni meet-up. Confirm the precise inclusions for your cohort before budgeting.
The immersion fee is shown separately from the online programme fee. However, the detailed programme information displays different figures before and after taxes, so the amount payable should be confirmed directly in the admission quotation.
Expenses to Check Before Travelling
Even when a package includes accommodation and meals, you should verify whether the following expenses are covered:
- Return flights to Paris.
- Visa application and related expenses.
- Travel insurance.
- Airport transfers and local transport.
- Additional nights of accommodation.
- Meals or activities outside the package.
These expenses can increase the total amount you spend on the programme. Include them in your budget if they are not covered by the confirmed immersion package.
5. Is No-Cost EMI Better Than Paying the Full Fee?
The right payment option depends on your available savings, monthly income, credit eligibility, and other financial responsibilities.
When EMI May Be Suitable
EMI may be useful if you prefer to distribute the programme cost across several months rather than making a large upfront payment. It can also help you retain savings for emergencies or other commitments.
Before choosing this route, check whether the offer is genuinely interest-free under the applicable terms and whether your bank imposes any separate conditions.
When Upfront Payment May Be Suitable
Paying upfront may be convenient if you already have sufficient funds and want to avoid managing monthly instalments. However, do not use emergency savings or take on financial pressure simply to make an upfront payment.
Compare the written payment terms for both options. If there is no meaningful discount for paying upfront, choose based on your financial circumstances rather than assuming that one method is always better.
6. Important Refund and Cancellation Terms
Payment plans should be reviewed alongside the refund policy. The advertised programme information describes different outcomes depending on when a cancellation request is made and whether the institution cancels admission.
The published terms indicate that refund requests made before the programme begins may involve a processing deduction, while refunds after programme commencement may not be available. A separate provision addresses cancellation of admission by Paris School of Business.
Because policies can change, obtain the current written refund policy before paying a seat-blocking amount or activating an EMI plan.
Ask the admissions team:
- What is the final amount payable before the programme starts?
- Is the initial payment refundable?
- What happens if admission is declined after document verification?
- Can an EMI transaction be reversed if admission is cancelled?
- Are bank charges or other deductions refundable?
- What happens if you withdraw after classes begin?
Keep a copy of your payment receipt, offer letter, fee quotation, and applicable cancellation terms.
7. What Qualification Do You Receive?
The PSB + IIM Lucknow programme follows two academic phases and is advertised as an approximately 18-month learning journey.
The first phase is associated with IIM Lucknow and lasts approximately four months. The second phase is the MBA component from Paris School of Business, which lasts approximately 14 months.
Students who successfully complete the applicable requirements receive an MBA degree from Paris School of Business and an Executive Programme Certificate from IIM Lucknow.
It is important to understand this distinction before investing in the programme. The MBA degree is awarded by Paris School of Business; the IIM Lucknow component does not mean that the student receives an MBA degree from IIM Lucknow.
8. Checklist Before Selecting an EMI Plan
Before completing enrolment, review the following points.
| Checklist item | What to confirm |
|---|---|
| Programme fee | Final payable amount in writing |
| EMI eligibility | Eligible bank, card, and transaction amount |
| Repayment period | Available tenure and monthly instalment |
| Additional charges | Taxes or bank-specific charges, if any |
| Immersion | Whether the package is optional and separately billed |
| Refund policy | Applicable deductions and cancellation deadlines |
| Admission confirmation | Conditions that must be met before enrolment |
| Credentials | MBA awarding institution and IIM Lucknow certificate |
Taking these steps can help you compare the available payment methods and avoid unexpected costs.
Conclusion
The PSB + IIM Lucknow MBA is advertised at ₹6,80,000 for the online programme without Paris immersion. The optional immersion is listed separately at ₹1,85,000 before applicable taxes, although the detailed fee information also displays a different tax-inclusive figure.
Advertised no-cost EMI is available for eligible credit card transactions, with a minimum transaction amount of ₹50,000. The exact monthly instalment, eligible tenure, and total payment obligations depend on the terms offered for your transaction.
Before enrolling, request a written fee quotation, check the current EMI conditions, and verify the refund policy. A clear understanding of the total cost and repayment schedule will help you decide whether the programme fits your professional and financial goals.
Frequently Asked Questions
1. What is the PSB + IIM Lucknow MBA fee in 2026?
The advertised online programme fee without Paris immersion is ₹6,80,000. Confirm the final payable amount and applicable terms before admission.
2. Is EMI available for the PSB + IIM Lucknow MBA?
Yes. The programme listing advertises no-cost EMI options for eligible credit card transactions. Availability depends on the bank, card, transaction, and current terms.
3. What is the minimum amount required for no-cost EMI?
The advertised minimum transaction amount for the 0% EMI facility is ₹50,000. Check the payment page for the conditions applicable to your card.
4. How much is the monthly EMI for the PSB MBA?
There is no single confirmed monthly EMI for every applicant. It depends on the financed amount, repayment tenure, and applicable payment terms. Any calculations should be treated as estimates until the bank confirms the instalment schedule.
5. Is Paris immersion included in the online MBA fee?
No. The programme information lists the seven-day Paris immersion separately as an optional component. Confirm the final amount and whether taxes apply.
6. What is the total cost with Paris immersion?
Using the advertised online fee of ₹6,80,000 and the separately listed immersion fee of ₹1,85,000 before applicable taxes, the combined amount is ₹8,65,000 before applicable taxes. Confirm the final tax-inclusive quotation because the detailed listing shows a different immersion figure elsewhere.
7. Which banks offer EMI for this programme?
The programme listing refers to eligible credit cards from major Indian banks and specifically mentions a 12-month option through Standard Chartered. Verify your bank and card eligibility during payment.
8. Is there a down payment for no-cost EMI?
The advertised 0% EMI information states that no down payment is charged for eligible transactions. Confirm the conditions for your selected payment method before proceeding.
9. Can I get a refund if I cancel my admission?
Refund eligibility depends on the timing of the cancellation and the applicable programme terms. Review the current written refund policy before making a payment.
10. Does IIM Lucknow award the MBA degree?
No. Paris School of Business awards the MBA degree, while IIM Lucknow provides an Executive Programme Certificate for its component, subject to successful completion of the respective requirements.
